The constant push to a cash-less Indian economy is steadily gathering momentum, leading to an increase in overall digital transactions. The Reserve Bank of India recorded phenomenal growth in its digital transaction volume by approximately 135% between FY 2018 and 2020. 

It thus indicates an increasing dependency on the online modes of transaction. Like several other sectors, the lending segment is also introducing dedicated portals or applications to make their services more borrower-friendly than ever. 

For instance, Bajaj Finserv online payment is now possible through the Experia app. Not only that, using this web portal, existing borrowers can now check their loan statements, inquire about loan products, download different certificates, as well as check the status of their recent payments. Here’s a brief look at the process to check your payment status through the online portal.

How to check Bajaj online payment status via customer portal? 

Individuals can follow the steps mentioned below to check their Bajaj Finserv online payment.

  1. Open the Bajaj Experia portal through the app or browser.
  2. Enter your customer ID and password to log in to your account. If you do not have customer ID and password ready, you can opt for an OTP login option as well.
  3. In case of OTP login, you will get an OTP to authenticate your login request that you need to enter in the relevant field. 
  4. Now, you need to select your active loan type. 
  5. You will see ‘View Details’ tab underneath the loan. 
  6. Navigate to ‘e-Statement’ and proceed to view and/or download it. 
  7. In that statement, you can check details regarding all payments that you have made through your account.

In this way, you will be able to check the status of your Bajaj Finance payment online at once via the Experia app or portal. Nevertheless, this portal also comes with several other benefits that you can reap by using this platform to service your existing loan or any other investment.

Advantages of the Bajaj Finserv customer portal Experia 

Besides checking Bajaj finance EMI payment status, individuals can navigate through this customer portal for several other purposes as well.

Some of them are listed below. 

  • Hassle-free EMI payment 

One of the handiest features of the Experia portal is that it facilitates Bajaj EMI payment online. Apart from initiating payment of monthly instalments, individuals can also opt for pre-payment to lower their liabilities.

Nevertheless, with a surplus at hand, they can also go for a loan foreclosure against nominal charges. All they need to do is log in to the Experia app and choose ‘Online Payment’ to initiate a transaction. 

  • Check pre-approved offers 

The customer portal also allows a customer to check his/her pre-approved loan offer that expedites the entire process of financing. Such an offer applies to several loan products like home loan, personal loan, business loan, etc., and can be checked only with minimum personal credentials.  

  • Keep track of active and closed loans

Using this customer portal, individuals can not only keep track of their current liabilities but also of closed ones. They can view the upcoming due dates and proceed to make Bajaj Finserv online payment with minimum hassle.

Read Also: Step By Step Guide: How To Login To Bajaj Experia Customer Portal?

Doing so makes sure that they do not miss any EMI and repay the loan in time. 

  • Purchase electronic products online 

Another USP of Bajaj EMI Network Card is that cardholders can buy various electronic goods online from selected merchants at No-Cost EMIs. They can make these easy purchases by visiting the portal, selecting ‘Menu’ option, and clicking on the ‘Shop Online’ tab. 

Thus, you only need to keep your customer ID and password ready to check status of Bajaj EMI payment online via the Experia portal. Moreover, you also can download the Bajaj Finserv Experia app from the Google Playstore or iOS App Store for free and ensure that you are notified about all the essential loan as well as online payment statuses on the go.

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